ING Direct customers who use their mobile device to transfer money, pay bills, make person to person payments, or refer friends between 12.19.2011 and 12.30.2011 will automatically be entered into the 12 Days of Mobile Sweepstakes. The customer will receive one entry into the $1,000 daily prize drawing for the calendar day that they initiate the qualifying transaction and one entry into the $5,000 grand prize drawing. Click here for more information.

Capital One customers who log into mobile banking will receive one entry into the Capital One Go Mobile Sweepstakes through 01.06.2012, limit one entry per day. One daily winner will receive an iPad 2, and one grand prize winner will receive a 2012 Chevy Volt. Click here for more information.

Landmark Credit Union members who refer a friend, family member, or co-worker to open a qualifying Landmark checking account or Landmark loan will receive $50. For each to receive the $50 cash bonus, the new member must open a new Landmark checking account and either establish a recurring monthly direct deposit or perform five check card purchases within the first 60 days, or the new member must close a new Landmark loan with an outstanding balance of $10,000 or more. Click here for more information.

Customers purchasing a home receive a guarantee that Citi will close by the date specified in the buyer’s purchase contract if the date is at least 30 days after the application date, including the date of the purchase contract. If the loan fails to close on time due to a delay by Citi, the borrower will receive a credit towards closing costs of $1,500. Click here for more information.

Bank of America launched Money Network Solution, which enables employers to comply with complex payroll distribution laws, such as the need to offer a paper paycheck and free check cashing locations. Money Network Services provides a safe and convenient pay alternative for employees who do not have access to a deposit or checking account, and “pay-to-the-penny” access to their payroll funds with no fees. It also handles exception pay and termination pay. Click here for more information.

Some financial institutions have capitalized on the 12 Days of Christmas to offer perks to their customers.

•  Old National Bank is offering 12 free purchases in 12 days. Customers who use their Integra DebitCard when making purchases will be entered for a daily chance to win. One purchase will be randomly selected every day from 12.13.2011 to 12.24.2011 to be free. Winners could receive between $50 and $500 on a single purchase. Click here for more information.

•  Wilson Bank and Trust is offering 12 days of Christmas specials from 12.09.2011 to 12.22.2011. Customers can win free gifts when they open a new qualified financial product and they can register to win a trip to Nova Scotia. Click here for more information.

•  PNC created the Christmas Price Index®, similar to the Consumer Price Index, that shows the cost for one set of each of the gifts in the song "The Twelve Days of Christmas” for 2011. This has been a 28 year tradition for PNC. Click here for more information.