Teachers Federal Credit Union is featuring low adjustable rate mortgages with initial rates fixed for 5, 7, or 10 years. The featured rates are 1.875% for a 5/1 ARM, 2.125% for a 7/1 ARM, and 2.375% for a 10/1 ARM. All rates are with 0 points, no origination fee, and are effective as of 12.05.2012. Click here for more information.

San Diego County Credit Union is offering a 5/5 ARM loan for qualifying customers with a rate of 2.875%, with no points and no closing costs. The rate will only change once every 5 years. Additionally, qualifying customers get a free 60-day rate lock. Click here for more information.

UNFCU's new 5/5 adjustable rate mortgage has an initial term of 5 years and the rate will only adjust every 5 years thereafter. For a limitied time, qualifying members are also eligible for a 0.25% rate reduction and will be entered into a drawing for a $500 Home Depot gift card. Mortgage applications must be received by 11.29.2012 and the loan must close by 01.28.2013. Click here for more information.

Visions Federal Credit Union has introduced a new 5/5 adjustable rate mortgage with limited closing costs. The new 5/5 ARM features a rate of 3.50% (4.93% APR) fixed for the first 60 months, and will adjust every 5 years thereafter. The limited closing costs promotion is based on creditworthiness and subject to standard credit criteria. This offer is available on owner-occupied properties for purchases and refinances through 09.30.2012. Click here for more information.

In celebration of their 65th anniversary, Bank-Fund Staff Federal Credit Union members who apply for a 7/1 Adjustable Rate Mortgage (ARM) for the purchase or refinance of a home will receive a $650 rebate. A completed application must be received by 07.31.2012 to be eligible for the rebate. Click here for more information.

United Nations FCU members who select a 5/1, 7/1, or 10/1 Adjustable Rate Mortgage product, will be eligible to receive a 0.25% interest rate reduction and $350 cash back, plus a chance to win a $500 Home Depot gift card. Members who apply for a mortgage or refinance a mortgage from another institution through 07.17.2012 will receive automatic entry into the gift card drawing. Click here for more information.