Wescom Credit Union is offering an introductory rate of 1.99% for the first 6 months on a home equity line of credit. After the introductory period expires, the rate will adjust to Prime plus a margin, with a floor rate of 3.00%. The maximum LTV required is 80%. Offer is available on owner-occupied properties only. Click here for more information.

First National Bank is offering a home equity line of credit special featuring a fixed rate of 1.99% for two years or 4.25% for five years through 02.28.2013. After the introductory period expires, the rates will adjust to Prime plus a margin, with a floor rate of 4.50% and a maximum LTV is 90%. Click here for more information.

American Savings Bank is offering a home equity loan special with a rate of 3.75%, fixed for 10 years. This offer is available for new Equity Express accounts, with a minimum advance amount of $10,000. The rate also requires automatic payment from an ASB checking account. Click here for more information.

IBERIABANK is offering a 6-month introductory rate of 2.99% on home equity lines of credit through 12.14.2012. After the introductory period, the rate adjusts to Prime plus a margin based on creditworthiness. Click here for more information.

UMB Bank is offering an introductory rate of 2.49% APR fixed for two years on a home equity line of credit with no closing costs and no annual fees. Thereafter, the rate for the remaining life of the loan will adjust based on Prime, depending on line amount and other factors. To receive the promotional rate, customer must have any combination of two or more loan or deposit products from UMB. Click here for more information.

Broadway Bank is offering an introductory rate of 1.00% APR for the first six months on a home equity line of credit. Thereafter, the rate will adjust to as low as Prime plus 0.74% (currently 3.99% APR) based on credit history, loan amount, term, and other factors. In addition, Broadway will pay up to $300 in closing costs (excluding appraisal, title insurance, and survey costs if required). Applications must be received by 06.30.2012 to qualify for the promotional rate. Click here for more information.