United Nations FCU members who select a 5/1, 7/1, or 10/1 Adjustable Rate Mortgage product, will be eligible to receive a 0.25% interest rate reduction and $350 cash back, plus a chance to win a $500 Home Depot gift card. Members who apply for a mortgage or refinance a mortgage from another institution through 07.17.2012 will receive automatic entry into the gift card drawing. Click here for more information.