Informa Research Services provides the information and tools you need to maximize your profitability. For the best business decisions, you need the best market information combined with the best software tools to monitor and manage product pricing structure. With ProfitOptimizer, you get exactly what you need to produce profitable pricing decisions.

What is ProfitOptimizer?

ProfitOptimizer, powered by MarginPro, gives financial institutions the leading tools they need to maximize institution profitability by increasing the profitability of their loans and deposits.

ProfitOptimizer utilizes the latest available technology and decades of experience in maximizing financial institution profitability. The resulting software embodies power and simplicity that doesn’t exist in any other profit maximizing software products, giving our clients a valuable competitive advantage.

The ProfitOptimizer suite comprises:

• The Consumer Module, with rate sheet systems for both consumer loans and deposits.
• The Commercial Module, which assists institutions in maximizing the profitability of their commercial loans and deposits.

Key features of ProfitOptimizer’s Consumer Module:

• Saves time and removes the pain of creating loan and deposit rate sheets
• The MarginMonitor feature pro-actively ensures sustained profitability for ALL products
• Easily deploy and manage different rate sheets by region, state, branch, bank, etc.
• Easily add notations to any row, column, or cell to effectively communicate the product offerings
• Automatically and consistently adjusts pricing for credit and interest rate risk
• Automatically monitors rates against maximum APR and some important federal rate spreads

Key features of ProfitOptimizer’s Commercial Module:

• Allows institutions to streamline the loan pricing and approval process (with reports, stage categorization, task assignment, data integrity warnings, and reminder/alert functionality)
• Provides each member of the lending process with accurate, actionable, and real-time loan pricing information that is specifically tailored for each member
• Provides select members of the management team with real-time loan profitability and pipeline visibility across the entire institution
• Allows management to drill down into detailed data (by bank, state region, branch or lender, product, and stage in pipeline)
• Generates relationship views and pricing options for management and lenders
• Allows lenders to easily develop alternative pricing and structures to achieve or exceed profit objectives and to find ways to profitably win more deals

Who is MarginPro?

MarginPro is a fast-growing banking software development company that markets the most powerful loan pricing and profitability management software available. MarginPro and Informa Research Services are working together to deliver ProfitOptimizer, an enhanced solution combining Informa’s best-in-class information with MarginPro’s best-in-class software solutions. MarginPro is headquartered in Charlotte, NC.

Want to know more about ProfitOptimizer?

For more information on ProfitOptimizer or to schedule a free web demonstration of this powerful profit maximizing tool, contact us at 800-848-0218 or by email at info@informars.com.