Privacy Policy

Last updated/Effective Date: January 8, 2014

Informa Respects Your Privacy

At Informa Research Services, Inc. (“Informa”) your privacy is a top priority, and we are committed to protecting your privacy online. This privacy policy outlines the steps we've taken to ensure that you have a great experience at ICANBUY.com, an Informa website, and provides details on how we treat any personal information you may submit to us.

This privacy policy applies to information collected by Informa. In addition, we may from time to time add new sites that may or may not be listed in this privacy policy. Please note that this policy applies only to the information collected through this website and not to websites maintained by other companies or organizations to which Informa may provide a link.

Information Collection and Use
We will collect and use personal information about you to respond to your request for products and services offered through this website. The information we collect may be from the following sources:

We also collect demographic information. Demographic information is all other information such as gender, zip code, or any information that is not tied to your personal information.

Other than those parties that Informa shares your information with as disclosed below, no other parties collect personally identifiable about you or your online activities over time and across different websites while using Informa’s website.

Information Sharing and Disclosure
We share personal information about you under the following circumstances:

Loan Products or Service Requests - If you submit a request for quotes for a loan product or service offered through this website, we will share the personal information contained in your request form (such as your full name, address, telephone number, property location, and self-assessed credit grade)) with third parties, which include banks, mortgage lenders and brokers, and lead aggregators (collectively, "Lenders") in our client network to process and fulfill your request. All Lenders in our network have entered into agreements with ICANBUY.com, and are required to comply with federal and state privacy regulations. By submitting your request to ICANBUY.com, you give your permission for Lenders to contact you by telephone (recorded for quality assurance purposes), to use automated dialers, to email you, or to use regular mail to contact you based on the information you provide us in order to process and fulfill your request, even if you have opted into the National Do Not Call List administered by the Federal Trade Commission, any state equivalent Do Not Call List, or the Do Not Call List of the particular company that you requested ICANBUY.com to share your information with. If one of the Lenders contacts you and you wish not to be contacted again by that Lender with respect to your inquiry, then you should specifically make a request to that Lender not to contact you again. Please note that the Lenders may maintain the information you provided whether you elect to use their services.

Vendors - We sometimes disclose the information we collect to companies that operate various services for us such as marketing distribution, advertising, or certain product functionalities. These vendors only have access to personal information needed to perform their functions, and may not share it with others or use it for any other purpose.

Aggregate, Non-Personal, or De-identified Information - We may share aggregated information (i.e., information about you and other customers collectively, but not specifically identifiable to you) and other non-personal, de-identified, or anonymous information we collect with third parties, including affiliates to develop and deliver targeted advertising on our Site and on the websites of third parties. If you would prefer that we do not utilize cookies with your website experience, or would prefer to restrict the use of cookies with network advertising partners, please see the "Offering You Choices" section below.

As Permitted by Law - We may be required to share your personal information with law enforcement or government agencies in response to subpoenas, court orders, federal or state audits or similar circumstances. We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person.

Business Transfer - As with any other business, it is possible that Informa Research Services, Inc., could merge with or be acquired by another company. If such an acquisition occurs, the successor company would have access to the information maintained by ICANBUY.com, including your personal information, customer and business account information.

Advertisements and Third Party Ad Servers
You may receive advertisements for ICANBUY.com from third parties. For instance, when visiting a third party website, you may receive a banner advertisement, a "pop up" window advertising Lenders, or a displayed text link on the third party site. Please note that such advertisements are served by the third party website that you have visited and are not controlled by ICANBUY.com. In addition, such advertisements may be placed by third party ad servers or ad networks. These companies may employ cookies and action tags to measure advertising effectiveness. You may find more information at the website of either the individual ad network or the Network Advertising Initiative.

Cookies and IP Addresses
To serve you faster and with better quality, we use "cookies." Cookies are small bits of code, usually stored on a user's computer hard drive, which enable a website to "personalize" itself for each user. We generally use cookies to reduce the time it takes for pages to load on your computer and to assist with customer tracking. Informa collects Customer tracking (or "click-stream") data to optimize your experience by learning whether or not you successfully used ICANBUY.com. Additionally, we may capture click-stream data on some of our partners’ websites, limited to the activity involved with the completion of offers listed on our website. This information is used to monitor the performance of our partners. We may also use cookies to deliver targeted advertising on our website, websites owned by our sister companies, or websites of third parties.

We also keep track of Internet Protocol (IP) addresses. An IP Address is a unique number used by computers on the network to identify your computer every time you log on to the Internet.

Offering You Choices

Informa does not respond to individuals’ web browser “do not track” signals or other similar mechanisms.

Refusing Cookies - We utilize reputable third-party vendors to serve advertisements. If, however, you are not comfortable with cookies, you can adjust the settings within your browser to further prohibit being served a cookie. Please see your specific browser's instructions to perform this task.

The National Advertising Initiative ("NAI") has developed an opt-out tool with the express purpose of allowing consumers to "opt-out" of the targeted advertising delivered by its member networks. You can visit the NAI opt-out page and opt-out of cookie tracking. Please visit the NAI by clicking here.

Third Party Advertisers - Please note that ICANBUY.com can only control its own mailing list and policies. Third party advertisers that maintain their own mailing lists may send communications that advertise our services, and you may need to contact these parties directly in order to stop receiving their email communications.

Confidentiality and Security
The security of your personal information is very important at ICANBUY.com and we take a number of steps to safeguard it. For example, we limit access to personal information to those employees or agents who assist us in providing requested products and services to you and maintain physical, electronic, and procedural safeguards to guard personal information about you.

Third Party Links
This privacy policy applies to all information that you provide to ICANBUY.com. However, when you visit websites to which ICANBUY.com links, keep in mind you will be interacting with a third party that operates under its own privacy and security policy. If you choose to obtain certain services through a third party site, the data collected by the third party is governed by that third party's privacy policy. A third party site will also have its own policy regarding the use of cookies. We encourage you to review the privacy policies of any other service provider from whom you request services.

Framing
In some cases, we may use third parties to operate portions of the ICANBUY.com website. Although the particular section of the website may have a similar appearance as the ICANBUY.com site, information submitted through these outside third parties are subject to that company's privacy policy unless otherwise stated.

A Special Note about Children's Privacy
You must be at least 18 years old to use this website. We do not knowingly collect, use or disclose personal information about visitors under 18 years of age. If you are under 18 years of age, you can use the services offered on our website only under the direct supervision of your parents or legal guardians.

Removing Your Information
Federal and state regulations require that we maintain all information (including your personal information) submitted through the ICANBUY.com website for various time periods. In order to comply with these regulations, we cannot delete your information from our database.

Questions and Suggestions
If you have any questions, concerns or suggestions about our privacy policy, you may contact us:

By sending an email to:
legal@informars.com

By sending a letter to:
Informa Research Services, Inc.
Attn: Legal Department
26565 Agoura Road, Suite 300

Calabasas, CA 91302

Changes to this Privacy Policy
ICANBUY.com may update or modify this privacy policy from time to time. If there are material changes to this privacy policy or in how ICANBUY.com will use your personal information, we will post such changes here. If you do not agree with the changes to how your information will be used, please do not continue to use this website.

By using this site, you signify your assent to the ICANBUY.com privacy policy. If you do not agree to this policy, please do not use any of the ICANBUY.com site. When you request rate quotes or other information through ICANBUY.com, you are authorizing us to share information with our business partners, who will contact you by phone, email, or mail. If you do not want further communication from them, please notify the partner directly. We reserve the right to make changes in this policy at any time. Please check the policy each time you use our website to ensure you are aware of any changes in our privacy practices. Our privacy policy will indicate the date it was last updated. Your continued use of our site will signify your acceptance of the changes to our privacy policy.